Recent Episodes


Screw Quitters Day. 3 Tips to Get Back on Track with Your 2023 Goals | E82

Jan. 23, 2023

Where are you at with your 2023 New Year’s resolutions? Are things going better than ever? Awesome! But if you’re like the majority of people, your goals might be wavering or even worse, you might have completely abandoned t…

Personal Finance

Your Bank is Underpaying You. Stop Accepting .01% Interest | E81 Jeremy Keil

Jan. 16, 2023

19 cents. That’s how much in interest that my bank paid me in 2022. I’m not sure if that makes me want to cry, yell, or laugh but those are none of the feelings that I want to have when it comes to calculating my annual bank…

Personal Finance Career

How to Actually Keep Your New Year’s Resolution | E80 David Ward

Jan. 9, 2023

I hope you’ve taken the New Year as an opportunity to set priorities and state your goals. In today’s episode, we will discuss how to create systems in order to accomplish those goals. My friend, David Ward from…

Recent Blog Posts

How to Stick to Your 2023 Goals (New Year’s Resolutions)

Don’t fall victim to Quitters Day. It's not too late to get back on track and make 2023 the year you achieve your goals. Here are three tips to help you …

4 Low-Risk Ways to Earn Higher Interest

Are you tired of earning next to little interest on the money you’re saving in your bank account? Jeremy Keil shared 4 low-risk options to earn higher in…

About the Hosts

Justin Profile Photo



If you’ve listened to an episode of The Struggle is Real, you’ve heard my voice.

I’ve been hosting the show since the inception. Has it really been almost 3 years!? Thanks to you that have stuck around with me as I find my voice as a host.

Prepping for our guests and asking the questions are my favorite responsibilities.

I’m currently living in Austin but St. Louis will always have a soft spot in my heart.

Some of my favorite things are Cardinals baseball, plants, and rock climbing.

It’s been an absolute blast creating this show for y’all (I’m allowed to say that in Texas). I’m not going away anytime soon so if you have feedback, I’d love to hear it.

Thanks for tuning in!

Kyle Peters Profile Photo

Kyle Peters

Producer and Engineer

I've only guested on a couple episodes, but I do a lot of the production work behind the TSIR brand.

I joined the team in January 2022, but I've been a die-hard fan of the show since Justin published his first episode. I love to see how it's grown, and I believe this is only just the beginning.

Editing and producing publishable content from raw audio is my favorite responsibility. Of course, I love having behind the scenes conversations with Justin as well.

I just moved down to Austin in August of 2022, but I'll never forget the dirty Lou in hometown Missouri.

Some of my favorite things are electronic music, live sports, chess, and finance.

If you're a fan of the show, send us a message. We'd love to hear from you.

As always, thanks for tuning in!

Krista Edwards Profile Photo

Krista Edwards

Personal Finance Guru

I fell in love with The Struggle is Real when I met Justin at a conference for money nerds and realized we had the same goal: helping 20 somethings figure out their s**t.

As the personal finance guru, I'll do that by sharing money tips and tricks that help you accelerate your path to financial freedom.

I developed super-saver habits in childhood, but when I got my first job and enrolled in a 401k, I felt overwhelmed by all of the options and knew I had to learn more.

Fast-forward to now where I share my personal finance knowledge (and love of Roth IRAs!) through my brand Ready to Roth.

Figuring out how to make money management as simple and accessible as possible is my favorite thing.

I just finished hiking the Pacific Crest Trail, so I'm couch surfing right now while I figure out where I want to live. Don't worry though, I'm from Pittsburgh so I'll always be a Steelers and Penguins fan at heart.

Some of my favorite things are drumming, playing soccer, and eating charcuterie boards.

Check out the show and let us know what you think!