June 4, 2025

How to Live a FI Life Without the FI Bank Account | E170 Jess from Fioneers

Show Notes

Why are you chasing financial independence?

It could be living a more adventurous life filled with travel or doing work you love, regardless of the pay. Whatever your dream looks like, it probably comes down to two things: freedom and flexibility.

We want to be in the driver’s seat of our lives. And we know money is one of the biggest obstacles standing in the way. So we save, invest, and make sacrifices now, hoping it’ll give us more control over our choices later.

But let’s be honest, it can feel like a grind. And sometimes, we want to enjoy more freedom now, not just someday. So... is it possible to live a FI life without the FI bank account?

Jess from The Fioneers says yes. As you move through your financial independence journey, you unlock more freedom. All of the freedom doesn’t magically happen after you hit your FIRE number; it happens along the way.

In today’s episode, Jess breaks down the five stages of FI, what kind of freedom comes with each one, lifestyle shifts to consider, and common traps that could leave you stuck in one of the stages. Jess shares a lot of alternative paths to financial independence that balance enjoying the moment while setting up your future self.

Let’s get into it. I hope you enjoy my conversation with the sourdough maker and pioneer of SlowFI…Jess from the Fioneers.

Key Takeaways: