July 30, 2025

Shifting Away from a “Save-Only” Mindset | E175 Matt & Yana - CoastFI Couple

Shifting Away from a “Save-Only” Mindset | E175 Matt & Yana - CoastFI Couple

Today, we dive into some of the biggest questions our community has about money, relationships, and raising kids on the path to financial independence.

Matt and Yana from CoastFI Couple share their honest experience with shifting from a strict save-only mindset to learning how to enjoy their money after reaching Coast FI.

We talk about how even couples who agree on big-picture goals can still face daily money disagreements — and the tools and conversations that help keep things on track.

Plus, we explore how to teach kids healthy money values without passing on anxiety or scarcity.

Whether you’re struggling to spend guilt-free or want to raise money-smart kids, this episode offers practical insights and encouragement.

If you have a question you'd like me to answer on a future episode, just shoot me an email at justin@fiminded.com.

Key Takeaways:

  • It’s totally normal to struggle with spending after years of saving.
  • Start with small upgrades to ease into enjoying your money.
  • You and your partner can be aligned overall and still clash on daily spending.
  • Using tools and talking openly can help you avoid constant money arguments.
  • You can teach your kids to be smart with money without making them anxious.
  • Modeling a balanced approach helps your kids build confidence around money.

More of Matt & Yana:

YouTube: ​​https://www.youtube.com/@CoastFICouple

Qube Money: https://qubemoney.com/ (Use code COAST for a free trial)


More of FI Minded:

Connect with Justin on LinkedIn: https://www.linkedin.com/in/justinleepeters/